Photos


















- 1–3 Bedrooms
- $1,298–$2,058Rent Pricing
- 598–1,288Square Feet
Rent Specials
Up to 6 weeks free rent!
About Exchange at North Bay
Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!
Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL. This community is professionally managed by Provence Real Estate
Unique Features and Amenities
- 24/7 Package Concierge Lockers
- 24/7 State-of-the-Art Fitness Center
- 9 ft. Ceilings
- Bark Park
- Cyber Café with Coffee Station
- Deep Kitchen Sinks With Gooseneck Faucet
- Designer Light Fixtures & Ceiling Fans
- Door-to-Door Valet Trash Service
- Electric Car Charging Station
- Expansive Balconies/patios
- Full Ceramic Tile Backsplashes
- Garden Tubs And Double Vanities*
- Gourmet Kitchen with Island*
- Grand clubhouse with lounge
- Granite Countertops In Bathrooms
- Granite Countertops in Kitchen
- Large Sunrooms Available*
- Poolside Grilling Area
- Private Garages Available
- Resort Style Salt Water Pool
- Spacious 1, 2 & 3 Bedroom Apartments
- Stainless Appliance Package
- Walk-in & Oversized Closets
- Walk-in showers*
- Washer/dryer connections
- Wellness Studio
- Wood Style Flooring
Property Contact Info

Floorplan Pricing and Availability
Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,298 and having 598–1,288 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
From $1,298
Floorplan A1
1 Bed, 1 Bath, 598 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,298 Available Now 3301 598 $1,298 Available Now 3306 598 $1,373 Available Now 4303 598 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price Range
- $1,283 - $1,373
Rent Pricing
- $1,298 - $1,373
Deposit
- $300 deposit
Unit 3301 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 3301 Rent and Fees
Price
- $1,298
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,283 - $1,373
Unit 3306 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 3306 Rent and Fees
Price
- $1,298
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,283 - $1,373
Unit 4303 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 4303 Rent and Fees
Price
- $1,373
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,283 - $1,373
Apartment Model: A1From $1,2831 Bedroom, 1 Bath, 598 sq ftAvailable NowA1 - Floorplan 1 A1 - Floorplan 2 Apartment Unit: 3301Apartment Model: A1$1,2981 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 3306Apartment Model: A1$1,2981 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 4303Apartment Model: A1$1,3731 Bedroom, 1 Bath, 598 sq ftAvailable NowFrom $1,398
Floorplan A2
1 Bed, 1 Bath, 737 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,398 Available Now 10307 737 $1,418 Available Now 11105 737 $1,418 Available Now 12102 737 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price Range
- $1,383 - $1,418
Rent Pricing
- $1,398 - $1,418
Deposit
- $300 deposit
Unit 10307 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 10307 Rent and Fees
Price
- $1,398
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,383 - $1,418
Unit 11105 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 11105 Rent and Fees
Price
- $1,418
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,383 - $1,418
Unit 12102 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 12102 Rent and Fees
Price
- $1,418
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,383 - $1,418
Apartment Model: A2From $1,3831 Bedroom, 1 Bath, 737 sq ftAvailable NowA2 - Floorplan 1 A2 - Floorplan 2 Apartment Unit: 10307Apartment Model: A2$1,3981 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 11105Apartment Model: A2$1,4181 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 12102Apartment Model: A2$1,4181 Bedroom, 1 Bath, 737 sq ftAvailable Now2 Bedrooms
From $1,571
Floorplan B1
2 Beds, 2 Baths, 974 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,571 Available Now 1105 974 $1,586 Available Now 1204 974 $1,571 Available Now 2105 974 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Sunroom
- Vinyl Flooring
Model Rent and Fees
Price Range
- $1,536 - $1,586
Rent Pricing
- $1,571 - $1,586
Deposit
- $300 deposit
Unit 1105 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Sunroom
- Vinyl Flooring
Unit 1105 Rent and Fees
Price
- $1,571
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,536 - $1,586
Unit 1204 Amenities and Features
Living Space
- Sunroom
Unique Features
- Second Floor
Unit 1204 Rent and Fees
Price
- $1,586
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,536 - $1,586
Unit 2105 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Sunroom
- Vinyl Flooring
Unit 2105 Rent and Fees
Price
- $1,571
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,536 - $1,586
Apartment Model: B1From $1,5362 Bedroom, 2 Bath, 974 sq ftAvailable NowB1 - Floorplan 1 B1 - Floorplan 2 Apartment Unit: 1105Apartment Model: B1$1,5712 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 1204Apartment Model: B1$1,5862 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 2105Apartment Model: B1$1,5712 Bedroom, 2 Bath, 974 sq ftAvailable NowFrom $1,636
Floorplan B2
2 Beds, 2 Baths, 1068 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,636 Available Now 10203 1053 $1,636 Available Now 10206 1053 $1,636 Available Now 11206 1053 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price
- $1,636
Deposit
- $300 deposit
Unit 10203 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 10203 Rent and Fees
Price
- $1,636
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,636
Unit 10206 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 10206 Rent and Fees
Price
- $1,636
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,636
Unit 11206 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 11206 Rent and Fees
Price
- $1,636
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,636
Apartment Model: B2From $1,6362 Bedroom, 2 Bath, 1068 sq ftAvailable NowB2 - Floorplan 1 B2 - Floorplan 2 Apartment Unit: 10203Apartment Model: B2$1,6362 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 10206Apartment Model: B2$1,6362 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 11206Apartment Model: B2$1,6362 Bedroom, 2 Bath, 1053 sq ftAvailable Now$1,903
Floorplan B5
2 Beds, 2 Baths, 1208 sq ftLargest 2 BedroomThis is the largest 2 Bedroom at this PropertyAvailable Apr 16Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,903 April 16, 2025 7201 1208 Unit 7201 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Washer / Dryer
Unit 7201 Rent and Fees
Price
- $1,903
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,903
Apartment Model: B5$1,9032 Bedroom, 2 Bath, 1208 sq ftAvailable April 16, 2025B5 - Floorplan 1 B5 - Floorplan 2 Apartment Unit: 7201Apartment Model: B5$1,9032 Bedroom, 2 Bath, 1208 sq ftAvailable April 16, 20253 Bedrooms
From $2,033
Floorplan C1
3 Beds, 2 Baths, 1288 sq ftAvailable NowModel Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft View Details $2,033 Available Now 6201 1288 $2,058 Available Now 6208 1288 $2,048 Available Now 6301 1288 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price Range
- $1,998 - $2,058
Rent Pricing
- $2,033 - $2,058
Deposit
- $300 deposit
Unit 6201 Amenities and Features
Living Space
- Sunroom
Unique Features
- Second Floor
Unit 6201 Rent and Fees
Price
- $2,033
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,998 - $2,058
Unit 6208 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 6208 Rent and Fees
Price
- $2,058
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,998 - $2,058
Unit 6301 Amenities and Features
Living Space
- Sunroom
Unit 6301 Rent and Fees
Price
- $2,048
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,998 - $2,058
Apartment Model: C1From $1,9983 Bedroom, 2 Bath, 1288 sq ftAvailable NowFloorplansPhotosC1 - Image 1 C1 - Floorplan 2 Apartment Unit: 6201Apartment Model: C1$2,0333 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6208Apartment Model: C1$2,0583 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6301Apartment Model: C1$2,0483 Bedroom, 2 Bath, 1288 sq ftAvailable Now
Schedule a Tour
Property Information
- 256 Units
- 3 Stories
- Built in 2022
Lease Terms
- Available months 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
Utilities Included
- Gas
Pet Policy - Cats and Dogs
- $50 Monthly Pet Rent
- 2 Pet Limit
- $500-750
- We require a $500 non-refundable pet fee at move-in for your first pet and $250 for the second along with pet rent of $30/month for each pet.
- 100 lb Weight Limit
- $650 Deposit
- We welcome 2 pets per apartment home There is a $500 pet deposit non-refundable for the first pet, and $150 for the second. Pet rent is $25 per month. There is a weight limit of 100 pounds per pet, aggressive breeds are prohibited. Please call our Leasing Office for complete Pet Policy information.
No Brontosauruses Allowed
Pet policies can vary depending on the type of pet. Find out if we accept your pets!
Parking Fees & Info
Parking Garage
- Garage Fee: $195 /Mo
Fee & Deposit Info
One-Time Fees
- $225 Admin Fee
- $75 Application Fee
3D Tours
Features and Amenities
On-Site Services
- Package Service
- Car Charging Station
- Concierge
Community Features
- Lounge
- Business Center
- Clubhouse
- Elevator
Outdoor Features
- Controlled Access
Recreation and Fitness
- Fitness Center
- Pool
Interior Features
- Windows
- Ceiling Fans
- High Speed Internet Access
- Double Vanities
- Heating
- Tub/Shower
- Washer/Dryer Hookup
- Washer/Dryer
- Air Conditioning
- Wi Fi
- Smoke Free
Kitchen Amenities
- Disposal
- Freezer
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Ice Maker
- Kitchen
- Island Kitchen
- Range
- Refrigerator
- Oven
- Pantry
- Granite Countertops
Living Area Features
- Views
- Vinyl Flooring
- Carpet
- Sunroom
Unique Amenities
- Garage Available

Map
- Shopping
- Colleges
- Grocery
- Medical

Map
Hours and Contact Info
Monday | 9:00 am–6:00 pm |
Tuesday | 9:00 am–6:00 pm |
Wednesday | 9:00 am–6:00 pm |
Thursday | 9:00 am–6:00 pm |
Friday | 9:00 am–6:00 pm |
Saturday | 10:00 am–5:00 pm |
Sunday | 1:00 pm–5:00 pm |
Getting Around
Walk Score®
25 / 100
Car-Dependent
Most errands require a car
Bike Score®
31 / 100
Somewhat Bikeable
Minimal bike infrastructure
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
- Walk Score® measures the walkability of any address.
- Transit Score® measures access to public transit.
- Bike Score® measures the bikeability of any address.
Frequently Asked Questions about Exchange at North Bay
Where is Exchange at North Bay located?
Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL
What is the current rent range at Exchange at North Bay?
1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,298 to $2,058
When is the leasing office open?
- The office Hours for Exchange at North Bay are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–5:00 pm
- Sunday 1:00 pm–5:00 pm
Are pets allowed?
Yes. Pets are allowed at Exchange at North Bay. Call us today for info on moving here with your pet.
Are there any rent specials?
The current rent special at Exchange at North Bay is: Up to 6 weeks free rent!.
Lifestyle Ratings
Learn more about Lifestyle SearchRenters Reviews and Ratings
Very helpful and provided lots of info on local area
January 29, 2025Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kidsReview from Apartments.com
Nearby Schools
Northside Elementary School
Jinks Middle School
Bay High School
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Exchange at North Bay.
Big Box and Retail
Colleges and Universities
Groceries
Hospitals
Military Bases
Shopping Centers
Exchange at North Bay has 5 shopping centers within 1.8 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
Bedroom | Average Rent | Cheapest Rent | Highest Rent |
---|---|---|---|
Panama City Studio Apartments | $934 | $905 | $979 |
Panama City 1 Bedroom Apartments | $1,371 | $850 | $1,835 |
Panama City 2 Bedroom Apartments | $1,619 | $1,050 | $2,300 |
Panama City 3 Bedroom Apartments | $1,983 | $1,125 | $2,950 |
Panama City 4 Bedroom Apartments | $2,276 | $1,195 | $2,500 |
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