Photos


















- 1–3 Bedrooms
- $1,298–$2,066Rent Pricing
- 598–1,288Square Feet
Rent Specials
Up to 6 weeks free rent!
About Exchange at North Bay
Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!
Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL. This community is professionally managed by Provence Real Estate
Unique Features and Amenities
- 24/7 Package Concierge Lockers
- 24/7 State-of-the-Art Fitness Center
- 9 ft. Ceilings
- Bark Park
- Cyber Café with Coffee Station
- Deep Kitchen Sinks With Gooseneck Faucet
- Designer Light Fixtures & Ceiling Fans
- Door-to-Door Valet Trash Service
- Electric Car Charging Station
- Expansive Balconies/patios
- Full Ceramic Tile Backsplashes
- Garden Tubs And Double Vanities*
- Gourmet Kitchen with Island*
- Grand clubhouse with lounge
- Granite Countertops In Bathrooms
- Granite Countertops in Kitchen
- Large Sunrooms Available*
- Poolside Grilling Area
- Private Garages Available
- Resort Style Salt Water Pool
- Spacious 1, 2 & 3 Bedroom Apartments
- Stainless Appliance Package
- Walk-in & Oversized Closets
- Walk-in showers*
- Washer/dryer connections
- Wellness Studio
- Wood Style Flooring
Property Contact Info

Floorplan Pricing and Availability
Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,298 and having 598–1,288 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
From $1,298
Floorplan A1
1 Bed, 1 Bath, 598 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,298 Available Now 3301 598 $1,298 Available Now 3306 598 $1,298 Available Now 4306 598 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price Range
- $1,283 - $1,298
Price
- $1,298
Deposit
- $300 deposit
Unit 3301 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 3301 Rent and Fees
Price
- $1,298
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,283 - $1,298
Unit 3306 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 3306 Rent and Fees
Price
- $1,298
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,283 - $1,298
Unit 4306 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Pantry
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 4306 Rent and Fees
Price
- $1,298
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,283 - $1,298
Apartment Model: A1From $1,2831 Bedroom, 1 Bath, 598 sq ftAvailable NowA1 - Floorplan 1 A1 - Floorplan 2 Apartment Unit: 3301Apartment Model: A1$1,2981 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 3306Apartment Model: A1$1,2981 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 4306Apartment Model: A1$1,2981 Bedroom, 1 Bath, 598 sq ftAvailable NowFrom $1,383
Floorplan A2
1 Bed, 1 Bath, 737 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,383 Available Now 10204 737 $1,383 Available Now 10207 737 $1,383 Available Now 11207 737 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price
- $1,383
Deposit
- $300 deposit
Unit 10204 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 10204 Rent and Fees
Price
- $1,383
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,383
Unit 10207 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 10207 Rent and Fees
Price
- $1,383
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,383
Unit 11207 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 11207 Rent and Fees
Price
- $1,383
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,383
Apartment Model: A2From $1,3831 Bedroom, 1 Bath, 737 sq ftAvailable NowA2 - Floorplan 1 A2 - Floorplan 2 Apartment Unit: 10204Apartment Model: A2$1,3831 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 10207Apartment Model: A2$1,3831 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 11207Apartment Model: A2$1,3831 Bedroom, 1 Bath, 737 sq ftAvailable Now2 Bedrooms
From $1,551
Floorplan B1
2 Beds, 2 Baths, 974 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,571 Available Now 1102 974 $1,551 Available Now 1305 974 $1,601 Available Now 1307 974 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Sunroom
- Vinyl Flooring
Model Rent and Fees
Price Range
- $1,536 - $1,601
Rent Pricing
- $1,551 - $1,601
Deposit
- $300 deposit
Unit 1102 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Sunroom
- Vinyl Flooring
Unit 1102 Rent and Fees
Price
- $1,571
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,536 - $1,601
Unit 1305 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Sunroom
- Vinyl Flooring
Unit 1305 Rent and Fees
Price
- $1,551
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,536 - $1,601
Unit 1307 Amenities and Features
Living Space
- Sunroom
Unit 1307 Rent and Fees
Price
- $1,601
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,536 - $1,601
Apartment Model: B1From $1,5362 Bedroom, 2 Bath, 974 sq ftAvailable NowB1 - Floorplan 1 B1 - Floorplan 2 Apartment Unit: 1102Apartment Model: B1$1,5712 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 1305Apartment Model: B1$1,5512 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 1307Apartment Model: B1$1,6012 Bedroom, 2 Bath, 974 sq ftAvailable NowFrom $1,651
Floorplan B2
2 Beds, 2 Baths, 1068 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,651 Available Now 11303 1053 $1,651 Available Now 11306 1053 $1,651 Available Now 11308 1053 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price Range
- $1,636 - $1,651
Price
- $1,651
Deposit
- $300 deposit
Unit 11303 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 11303 Rent and Fees
Price
- $1,651
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,636 - $1,651
Unit 11306 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 11306 Rent and Fees
Price
- $1,651
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,636 - $1,651
Unit 11308 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unit 11308 Rent and Fees
Price
- $1,651
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,636 - $1,651
Apartment Model: B2From $1,6362 Bedroom, 2 Bath, 1068 sq ftAvailable NowB2 - Floorplan 1 B2 - Floorplan 2 Apartment Unit: 11303Apartment Model: B2$1,6512 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 11306Apartment Model: B2$1,6512 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 11308Apartment Model: B2$1,6512 Bedroom, 2 Bath, 1053 sq ftAvailable Now$1,903
Floorplan B5
2 Beds, 2 Baths, 1208 sq ftLargest 2 BedroomThis is the largest 2 Bedroom at this PropertyAvailable Apr 16Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,903 April 16, 2025 7201 1208 Unit 7201 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Washer / Dryer
Unit 7201 Rent and Fees
Price
- $1,903
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $1,903
Apartment Model: B5$1,9032 Bedroom, 2 Bath, 1208 sq ftAvailable April 16, 2025B5 - Floorplan 1 B5 - Floorplan 2 Apartment Unit: 7201Apartment Model: B5$1,9032 Bedroom, 2 Bath, 1208 sq ftAvailable April 16, 20253 Bedrooms
From $2,041
Floorplan C1
3 Beds, 2 Baths, 1288 sq ftAvailable NowModel Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft View Details $2,041 Available Now 6201 1288 $2,066 Available Now 6203 1288 $2,066 Available Now 6208 1288 Model Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Model Rent and Fees
Price Range
- $2,005 - $2,066
Rent Pricing
- $2,041 - $2,066
Deposit
- $300 deposit
Unit 6201 Amenities and Features
Living Space
- Sunroom
Unique Features
- Second Floor
Unit 6201 Rent and Fees
Price
- $2,041
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $2,005 - $2,066
Unit 6203 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 6203 Rent and Fees
Price
- $2,066
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $2,005 - $2,066
Unit 6208 Amenities and Features
Features
- Air Conditioning
- Ceiling Fans
- Heating
- High Speed Internet Access
- Smoke Free
- Washer/Dryer Hookup
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Granite Countertops
- Ice Maker
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Living Space
- Carpet
- Vinyl Flooring
Unique Features
- Second Floor
Unit 6208 Rent and Fees
Price
- $2,066
Model Deposit
- $300 deposit
Model Rent and Fees
Price
- $2,005 - $2,066
Apartment Model: C1From $2,0053 Bedroom, 2 Bath, 1288 sq ftAvailable NowFloorplansPhotosC1 - Image 1 C1 - Floorplan 2 Apartment Unit: 6201Apartment Model: C1$2,0413 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6203Apartment Model: C1$2,0663 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6208Apartment Model: C1$2,0663 Bedroom, 2 Bath, 1288 sq ftAvailable Now
Schedule a Tour
Property Information
- 256 Units
- 3 Stories
- Built in 2022
Lease Terms
- Available months 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
Utilities Included
- Gas
Pet Policy - Cats and Dogs
- $50 Monthly Pet Rent
- 2 Pet Limit
- $500-750
- We require a $500 non-refundable pet fee at move-in for your first pet and $250 for the second along with pet rent of $30/month for each pet.
- 100 lb Weight Limit
- $650 Deposit
- We welcome 2 pets per apartment home There is a $500 pet deposit non-refundable for the first pet, and $150 for the second. Pet rent is $25 per month. There is a weight limit of 100 pounds per pet, aggressive breeds are prohibited. Please call our Leasing Office for complete Pet Policy information.
No Brontosauruses Allowed
Pet policies can vary depending on the type of pet. Find out if we accept your pets!
Parking Fees & Info
Parking Garage
- Garage Fee: $195 /Mo
Fee & Deposit Info
One-Time Fees
- $225 Admin Fee
- $75 Application Fee
3D Tours
Features and Amenities
On-Site Services
- Package Service
- Car Charging Station
- Concierge
Community Features
- Lounge
- Business Center
- Clubhouse
- Elevator
Outdoor Features
- Controlled Access
Recreation and Fitness
- Fitness Center
- Pool
Interior Features
- Windows
- Ceiling Fans
- High Speed Internet Access
- Double Vanities
- Heating
- Tub/Shower
- Washer/Dryer Hookup
- Washer/Dryer
- Air Conditioning
- Wi Fi
- Smoke Free
Kitchen Amenities
- Disposal
- Freezer
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Ice Maker
- Kitchen
- Island Kitchen
- Range
- Refrigerator
- Oven
- Pantry
- Granite Countertops
Living Area Features
- Views
- Vinyl Flooring
- Carpet
- Sunroom
Unique Amenities
- Garage Available

Map
- Shopping
- Colleges
- Grocery
- Medical

Map
Hours and Contact Info
Monday | 9:00 am–6:00 pm |
Tuesday | 9:00 am–6:00 pm |
Wednesday | 9:00 am–6:00 pm |
Thursday | 9:00 am–6:00 pm |
Friday | 9:00 am–6:00 pm |
Saturday | 10:00 am–5:00 pm |
Sunday | 1:00 pm–5:00 pm |
Getting Around
Walk Score®
25 / 100
Car-Dependent
Most errands require a car
Bike Score®
31 / 100
Somewhat Bikeable
Minimal bike infrastructure
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
- Walk Score® measures the walkability of any address.
- Transit Score® measures access to public transit.
- Bike Score® measures the bikeability of any address.
Frequently Asked Questions about Exchange at North Bay
Where is Exchange at North Bay located?
Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL
What is the current rent range at Exchange at North Bay?
1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,298 to $2,066
When is the leasing office open?
- The office Hours for Exchange at North Bay are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–5:00 pm
- Sunday 1:00 pm–5:00 pm
Are pets allowed?
Yes. Pets are allowed at Exchange at North Bay. Call us today for info on moving here with your pet.
Are there any rent specials?
The current rent special at Exchange at North Bay is: Up to 6 weeks free rent!.
Lifestyle Ratings
Learn more about Lifestyle SearchRenters Reviews and Ratings
Very helpful and provided lots of info on local area
January 29, 2025Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kidsReview from Apartments.com
Nearby Schools
Northside Elementary School
Jinks Middle School
Bay High School
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Exchange at North Bay.
Big Box and Retail
Colleges and Universities
Groceries
Hospitals
Military Bases
Shopping Centers
Exchange at North Bay has 5 shopping centers within 1.8 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
Bedroom | Average Rent | Cheapest Rent | Highest Rent |
---|---|---|---|
Panama City Studio Apartments | $934 | $905 | $979 |
Panama City 1 Bedroom Apartments | $1,391 | $825 | $3,120 |
Panama City 2 Bedroom Apartments | $1,633 | $950 | $3,690 |
Panama City 3 Bedroom Apartments | $1,986 | $1,100 | $2,950 |
Panama City 4 Bedroom Apartments | $2,285 | $1,195 | $2,599 |
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