Top Rated Apartments for Rent in Chattanooga, TN with Utilities Included (24 Rentals)

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Apartments in Chattanooga with the best features, newest construction, and richest amenities.

Apartments in Chattanooga where your utility payments are included in your rent.

Who Pays for Utilities? Landlord or Tenant?

Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More

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Highlands Apartments
1 to 3 Bedroom Apartments

Highlands Apartments

2001 S Lyerly StChattanooga, TN 37404
Property Rating
  • Utilities Included
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Mission at Main
Studio to 2 Bedroom Apartments

Mission at Main

26 E Main StChattanooga, TN 37408
Property Rating
  • Utilities Included
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Vue on 5th
Studio to 2 Bedroom Apartments

Vue on 5th

500 Lindsay StChattanooga, TN 37403
Property Rating
  • Utilities Included
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Sergeant's Apartments
1 to 2 Bedroom Apartments

Sergeant's Apartments

710 Cherokee BlvdChattanooga, TN 37405
Property Rating
  • Utilities Included
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The Oaks at Midtown
1 to 2 Bedroom Apartments

The Oaks at Midtown

205 Dellwood PlChattanooga, TN 37411
Property Rating
  • Utilities Included
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Hannah Parc
2 to 3 Bedroom Apartments

Hannah Parc

610 Gurley StChattanooga, TN 37405
Property Rating
  • Utilities Included
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Bode Chattanooga
1 to 3 Bedroom Apartments

Bode Chattanooga

730 Chestnut StChattanooga, TN 37402
Property Rating
  • Utilities Included
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Sofia’s Place
2 to 3 Bedroom Apartments

Sofia’s Place

481 Skurlock RdChattanooga, TN 37411
Property Rating
  • Utilities Included

Know Your Rights - How Discrimination Laws Impact Landlords and Tenants

Read our practical guide to landlord and tenant rights. Understand protected classes, reasonable accommodations, and legal exceptions to prevent housing discrimination.

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Henry Lofts
Studio to 3 Bedroom Apartments

Henry Lofts

1920 Chestnut StChattanooga, TN 37408
Property Rating
  • Utilities Included
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Hayden Place
1 to 3 Bedroom Apartments

Hayden Place

296-298 Acorn Oaks CirChattanooga, TN 37405
Property Rating
  • Utilities Included
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Forest On Frazier
1 to 3 Bedroom Apartments

Forest On Frazier

207 Delmont StChattanooga, TN 37405
Property Rating
  • Utilities Included
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East Ridge Residence
Studio to 2 Bedroom Apartments

East Ridge Residence

1417 N Mack Smith RdEast Ridge, TN 37412
Property Rating
  • Utilities Included
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Ty's Place Apartments
2 Bedroom Apartments

Ty's Place Apartments

100-112 Jada LnRinggold, GA 30736
Property Rating
  • Utilities Included

Chattanooga's Best Affordable Neighborhoods

Learn about Chattanooga and the best places to live with original content written by our Local Expert Catrina Cowart

Chattanooga, TN Local Guide

Quick Rent Budget Calculator

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Getting Around Chattanooga, TN

Walk Score®

47 / 100

Car-Dependent

Most errands require a car

Bike Score®

49 / 100

Somewhat Bikeable

Minimal bike infrastructure

Transit Score®

21 / 100

Minimal Transit

It may be possible to get on a bus

Chattanooga, TN Area Reviews

  • Parks
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Catrina1+ years in Chattanooga

March 3, 2025

Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.

Frequently Asked Questions about Utilities Included Chattanooga Apartments

What is the Cheapest Utilities Included apartment in Chattanooga?

Currently the most affordable Utilities Included Apartment in Chattanooga is at Lily Grace North listed at $525.

How much is the average rent for a Utilities Included Chattanooga Apartment?

The average rent for a Utilities Included Apartment in Chattanooga is $1,400.

What is the largest Utilities Included Chattanooga Apartment for rent?

Today's Utilities Included apartment with the most square footage in Chattanooga is a 1,800 square feet unit starting from $975 at Northshore Flats Apartments.

What is the average size for Chattanooga Utilities Included Apartments for rent?

The average size for a Utilities Included rental in Chattanooga is currently at 575 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

decorative image for Know Your Rights - How Discrimination Laws Impact Landlords and Tenants article

Know Your Rights - How Discrimination Laws Impact Landlords and Tenants

Written by: Christine Leonard, Esq.

Everyone needs a place to live and to call home. For decades, the federal government has established protections to ensure that individuals and families can find housing free from discriminatory barriers.

decorative image for Renting Smart: Lease Basics Every Renter Needs article

Renting Smart: Lease Basics Every Renter Needs

Written by: Christine Leonard, Esq.

Often, in the excitement of finding a new place to live, there’s a rush to make it happen, and - too often - a new tenant signs a lease without reading it carefully.

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Battling the Butts: Your Guide to the Reality of Smoke-Free Renting

Written by: Andrea Lee Negroni, JD

While many apartment buildings are “no smoking” properties, it’s hard to know exactly how many. In 2017, the National Apartment Association reported more than half of rental properties had smoke free policies.