
Cheap Apartments for Rent in Chattanooga, TN from $400 with Utilities Included (60 Rentals)
Apartments in Chattanooga where your utility payments are included in your rent.
Search the lowest-cost Apartments available for rent right now in Chattanooga.


Northside Terrace

The Hills at Oakwood Apartment Homes

Bridgeway Chattanooga Apartment Homes

The Fleetwood Building

Reserve at Lakeshore

Villas at Oak Crest

Lindsay 414
Who Pays for Utilities? Landlord or Tenant?
Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More
Chattanooga's Best Affordable Neighborhoods
Learn about Chattanooga and the best places to live with original content written by our Local Expert Catrina Cowart

GoodHomes Chattanooga

The Cove at Cloud Springs Apartment Homes

The Villages at Fort Town Apartments

Savannah Springs Apartments

Woodland Apartments

Sweetbay Apartments

Northshore Flats Apartments

Sterling Heights Apartments by Callio Properties

Midtown Square Apartment Homes by Callio Properties

Cedarbrooke Apartments

Park Knoll Apartments
Chattanooga, TN Local Guide

How much does it cost to rent an apartment in Chattanooga?
Bedroom | Average Rent | Cheapest Rent | Highest Rent |
---|---|---|---|
Chattanooga Studio Apartments | $1,330 | $825 | $2,235 |
Chattanooga 1 Bedroom Apartments | $1,469 | $799 | $3,289 |
Chattanooga 2 Bedroom Apartments | $1,724 | $849 | $4,712 |
Chattanooga 3 Bedroom Apartments | $1,986 | $715 | $5,753 |
Chattanooga 4 Bedroom Apartments | $2,769 | $685 | $5,610 |
Explore Chattanooga
Chattanooga, TN Local Guide
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Quick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Getting Around Chattanooga, TN
Walk Score®
47 / 100
Car-Dependent
Most errands require a car
Bike Score®
49 / 100
Somewhat Bikeable
Minimal bike infrastructure
Transit Score®
21 / 100
Minimal Transit
It may be possible to get on a bus
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
- Walk Score® measures the walkability of any address.
- Transit Score® measures access to public transit.
- Bike Score® measures the bikeability of any address.
Chattanooga, TN Area Reviews
Catrina • 1+ years in Chattanooga
March 3, 2025Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.
Frequently Asked Questions about Cheap Chattanooga Apartments
What is a cheap apartment in Chattanooga?
A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Chattanooga is under $900.
What is the price of a cheap apartment in Chattanooga?
The cheapest apartment in Chattanooga is Gateway at Rossville which is listed at $829, while the average apartment in Chattanooga costs $2,669.
What types of apartments are the cheapest in Chattanooga?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 333 regular apartments in Chattanooga that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
How do the prices of cheap apartments compare to the average apartment in Chattanooga?
Cheap apartments in Chattanooga have an average cost of $377 which is $2,292 cheaper than the average rent for all rentals in Chattanooga.
Expert Rental Resources
Helpful Apartment Articles, How-To's and Tips
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN
Written by: Catrina Cowart
Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

Renting Smart: Lease Basics Every Renter Needs
Written by: Christine Leonard, Esq.
Often, in the excitement of finding a new place to live, there’s a rush to make it happen, and - too often - a new tenant signs a lease without reading it carefully.

Battling the Butts: Your Guide to the Reality of Smoke-Free Renting
Written by: Andrea Lee Negroni, JD
While many apartment buildings are “no smoking” properties, it’s hard to know exactly how many. In 2017, the National Apartment Association reported more than half of rental properties had smoke free policies.

Understanding Amenity Fees: Know Where You Might Be Able to Save Money
Written by: Amber Kanuckel
With the rising costs of housing, a lot of renters are asking this question: Is it possible to opt out of various amenities that your rental property offers so that you can avoid paying the fees.