Cheap Apartments for Rent in the Downtown Santa Cruz Neighborhood of Santa Cruz, CA from $1,800 (18 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Downtown Santa Cruz area of Santa Cruz.

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220-224 Laurel St
2 Bedroom Apartments

220-224 Laurel St

220-224 Laurel StSanta Cruz, CA 95060

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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205 Maple St
1 Bedroom Apartments

205 Maple St

205 Maple StSanta Cruz, CA 95060
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The lincoln court
Studio Apartments

The lincoln court

315-323 Lincoln StSanta Cruz, CA 95060
Senior Living
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234 High St
Studio to 1 Bedroom Apartments

234 High St

234 High StSanta Cruz, CA 95060
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620 Laurel St
1 to 2 Bedroom Apartments

620 Laurel St

620 Laurel StSanta Cruz, CA 95060
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236 Mora St
3 Bedroom Apartments

236 Mora St

236 Mora StSanta Cruz, CA 95060
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502 Maple St
1 Bedroom Apartments

502 Maple St

502 Maple StSanta Cruz, CA 95060

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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121 Rincon St
Studio Apartments

121 Rincon St

121 Rincon StSanta Cruz, CA 95060
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240 River Street
Studio to 3 Bedroom Apartments

240 River Street

232-240 River StSanta Cruz, CA 95060
  • Utilities Included
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516 Center St
Studio Apartments

516 Center St

516 Center StSanta Cruz, CA 95060
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The Palomar Inn
Studio Apartments

The Palomar Inn

1344 Pacific AveSanta Cruz, CA 95060
  • Utilities Included
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339 Walnut Ave
1 to 2 Bedroom Apartments

339 Walnut Ave

339 Walnut AveSanta Cruz, CA 95060
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121 Sylvar St
1 to 2 Bedroom Apartments

121 Sylvar St

121 Sylvar StSanta Cruz, CA 95060

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Downtown Santa Cruz, Santa Cruz, CA Local Guide

Cheapest Available Downtown Santa Cruz Apartments for Rent

 

The cheapest available apartment rental in the Downtown Santa Cruz area of Santa Cruz, CA is a Studio unit found at 201 River Street Apartments priced from $2,169. St. George Apartments has the second lowest priced unit, which is a Studio apartment currently listed from $2,200. Here are the most affordable Downtown Santa Cruz apartments for rent in Santa Cruz, CA:

Apartment ListingModel NameBed/BathPriced From
201 River Street ApartmentsStudioStudio,1BA$2,169
St. George ApartmentsStudioStudio,1BA$2,200
1010 Pacific ApartmentsAT21BR,1BA$3,136
NANDA ON PACIFICStudioStudio,1BA$3,200
Anton Pacific2 Bed/2 Bath-3A2BR,2BA$4,549

Best Value Apartments for Rent in Downtown Santa Cruz, CA

As of December 29, 2025 the best value apartment in the Downtown Santa Cruz area is the $4.94 price per square foot 2 Bed/2 Bath-2A Model at Anton Pacific in the in the Downtown Santa Cruz neighborhood starting from $6,122. The second greatest value Downtown Santa Cruz apartment is the 514 Washington St Model at 514 Washington St, Unit Unit A starting at $3,300 with a $3.67 price per square foot in the Escolona neighborhood. Here is today’s list of the best values for Downtown Santa Cruz apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Anton Pacific2 Bed/2 Bath-2A2BR,2BA$4.94
514 Washington St, Unit Unit A514 Washington St3BR,1BA$3.67
1010 Pacific ApartmentsResidence A11BR,1BA$6.17
201 River Street ApartmentsOne Bedroom1BR,1BA$4.56
NANDA ON PACIFICStudioStudio ,1BA$7.60
St. George ApartmentsStudioStudio ,1BA$9.52

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Downtown Santa Cruz, Santa Cruz, CA

Ranked #15

Among cities in California for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

3.0
Pet Friendly

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Frequently Asked Questions about Cheap Downtown Santa Cruz Apartments

What is a cheap apartment in Downtown Santa Cruz?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Downtown Santa Cruz is under $4,549.

What is the price of a cheap apartment in Downtown Santa Cruz?

The cheapest apartment in Downtown Santa Cruz is 201 River Street Apartments which is listed at $2,479, while the average apartment in Downtown Santa Cruz costs $5,175.

What types of apartments are the cheapest in Downtown Santa Cruz?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 12 regular apartments in Downtown Santa Cruz that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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How to Make Your Apartment Holiday-Ready: Renter-Friendly Tips

Written by: Justin Habersaat

Getting your apartment ready for the holidays can be exciting but sometimes challenging in a smaller space. Here are some modern tips to keep things festive, safe, and inviting this season.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate!