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- 1–3 Bedrooms
- $1,485–$2,375Rent Pricing
- 764–1,349Square Feet
Rent Specials
Lease Today and Receive up to 8-weeks FREE on Select Floorplans. Contact our leasing office today! *Restrictions apply.
About The Banks at Mt. Holly Apartments
Located in Belmont, North Carolina, The Banks Apartment Homes is an exclusive luxury community with thoughtfully designed 1, 2, and 3-bedroom homes! Each of our apartments for rent in Belmont, NC, here at The Banks is as unique as the community itself. Open-concept living areas and gourmet kitchens provide plenty of room to both entertain and unwind, while private patios offer the perfect spaces to relax after a long day. Featuring a sleek, smart design, the apartments at the Banks include finishes such as stainless steel appliances, including low profile, front control ranges, and side-by-side refrigerators, quartz countertops with tile backsplash, and wood-style flooring. The community is located minutes away from The Whitewater Center and just off I-85, with a 10-minute drive to the Charlotte Airport. The Banks is more than just an apartment community -it's a neighborhood and a lifestyle.
The Banks at Mt. Holly Apartments is located in the 28012 Zip code of Belmont, NC. This community is professionally managed by RAM Partners, LLC
Unique Features and Amenities
- 24-hour package lockers
- Bark Park & Pet Spa
- Ceiling Fans in Bedrooms and Living Room
- Climate Control in all Homes
- Clubhouse with Kitchen, Coffee Bar, TV, & Games
- EV Charging Stations
- Fire Pit & Lawn Games
- Fitness Center with Cardio and Free Weights
- Grilling Area with Outdoor Seating
- Open-Concept Floor Plans with 9ft Ceilings
- Pocket Parks with Outdoor Dining Areas
- Private Balconies
- Private Garage Parking Available
- Proximity to U.S. National Whitewater Center
- Quartz Countertops in Kitchen & Bathrooms
- Resort Style Pool & Sunning Platforms
- Spacious Walk-in Closets
- Stand up showers*
- Washer & Dryer in Each Unit
- Wood Inspired Plank Flooring in all Rooms*
Property Contact Info

Floorplan Pricing and Availability
The Banks at Mt. Holly Apartments offers 1 to 3 Bedroom apartments starting from $1,485 and having 764–1,349 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
From $1,485
Floorplan A3
1 Bed, 1 Bath, 764 sq ftCheapest 1 BedroomThis is the cheapest 1 Bedroom at this PropertyAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,705 Available Now 07-404 764 $1,610 Available Now 07-110 764 $1,485 Available Now 01-107 764 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Price Range
- $1,485 - $1,775
Rent Pricing
- $1,485 - $1,705
Unit 07-404 Rent and Fees
Price
- $1,705
Model Rent and Fees
Price
- $1,485 - $1,775
Unit 07-110 Rent and Fees
Price
- $1,610
Model Rent and Fees
Price
- $1,485 - $1,775
Unit 01-107 Rent and Fees
Price
- $1,485
Model Rent and Fees
Price
- $1,485 - $1,775
Apartment Model: A3From $1,4851 Bedroom, 1 Bath, 764 sq ftAvailable NowA3 - Floorplan 1 Apartment Unit: 07-404Apartment Model: A3$1,7051 Bedroom, 1 Bath, 764 sq ftAvailable NowApartment Unit: 07-110Apartment Model: A3$1,6101 Bedroom, 1 Bath, 764 sq ftAvailable NowApartment Unit: 01-107Apartment Model: A3$1,4851 Bedroom, 1 Bath, 764 sq ftAvailable NowFrom $1,499
Floorplan A1
1 Bed, 1 Bath, 807 sq ftLargest 1 BedroomThis is the largest 1 Bedroom at this PropertyAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,555 Available Now 01-202 807 $1,535 Available Now 03-310 807 $1,550 Available Now 03-408 807 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Price Range
- $1,499 - $1,570
Rent Pricing
- $1,535 - $1,555
Unit 01-202 Rent and Fees
Price
- $1,555
Model Rent and Fees
Price
- $1,499 - $1,570
Unit 03-310 Rent and Fees
Price
- $1,535
Model Rent and Fees
Price
- $1,499 - $1,570
Unit 03-408 Rent and Fees
Price
- $1,550
Model Rent and Fees
Price
- $1,499 - $1,570
Apartment Model: A1From $1,4991 Bedroom, 1 Bath, 807 sq ftAvailable NowA1 - Floorplan 1 Apartment Unit: 01-202Apartment Model: A1$1,5551 Bedroom, 1 Bath, 807 sq ftAvailable NowApartment Unit: 03-310Apartment Model: A1$1,5351 Bedroom, 1 Bath, 807 sq ftAvailable NowApartment Unit: 03-408Apartment Model: A1$1,5501 Bedroom, 1 Bath, 807 sq ftAvailable Now$1,650
Floorplan A2
1 Bed, 1 Bath, 775 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,650 Available Now 07-106 775 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Unit 07-106 Rent and Fees
Price
- $1,650
Model Rent and Fees
Price
- $1,650
Apartment Model: A2$1,6501 Bedroom, 1 Bath, 775 sq ftAvailable NowA2 - Floorplan 1 Apartment Unit: 07-106Apartment Model: A2$1,6501 Bedroom, 1 Bath, 775 sq ftAvailable Now2 Bedrooms
From $1,790
Floorplan B1
2 Beds, 2 Baths, 1108 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,905 Available Now 01-109 1108 $1,795 Available Now 03-206 1108 $1,815 Available Now 03-405 1108 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Price Range
- $1,790 - $2,235
Rent Pricing
- $1,795 - $1,905
Unit 01-109 Rent and Fees
Price
- $1,905
Model Rent and Fees
Price
- $1,790 - $2,235
Unit 03-206 Rent and Fees
Price
- $1,795
Model Rent and Fees
Price
- $1,790 - $2,235
Unit 03-405 Rent and Fees
Price
- $1,815
Model Rent and Fees
Price
- $1,790 - $2,235
Apartment Model: B1From $1,7902 Bedroom, 2 Bath, 1108 sq ftAvailable NowB1 - Floorplan 1 Apartment Unit: 01-109Apartment Model: B1$1,9052 Bedroom, 2 Bath, 1108 sq ftAvailable NowApartment Unit: 03-206Apartment Model: B1$1,7952 Bedroom, 2 Bath, 1108 sq ftAvailable NowApartment Unit: 03-405Apartment Model: B1$1,8152 Bedroom, 2 Bath, 1108 sq ftAvailable NowFrom $2,210
Floorplan B2
2 Beds, 2 Baths, 1193 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $2,210 Available Now 07-102 1193 $2,310 Available Now 06-112 1193 $2,285 Available Now 06-102 1193 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Price Range
- $2,210 - $2,375
Rent Pricing
- $2,210 - $2,310
Unit 07-102 Rent and Fees
Price
- $2,210
Model Rent and Fees
Price
- $2,210 - $2,375
Unit 06-112 Rent and Fees
Price
- $2,310
Model Rent and Fees
Price
- $2,210 - $2,375
Unit 06-102 Rent and Fees
Price
- $2,285
Model Rent and Fees
Price
- $2,210 - $2,375
Apartment Model: B2From $2,2102 Bedroom, 2 Bath, 1193 sq ftAvailable NowB2 - Floorplan 1 Apartment Unit: 07-102Apartment Model: B2$2,2102 Bedroom, 2 Bath, 1193 sq ftAvailable NowApartment Unit: 06-112Apartment Model: B2$2,3102 Bedroom, 2 Bath, 1193 sq ftAvailable NowApartment Unit: 06-102Apartment Model: B2$2,2852 Bedroom, 2 Bath, 1193 sq ftAvailable Now3 Bedrooms
From $2,305
Floorplan C1
3 Beds, 2 Baths, 1349 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $2,305 Available Now 01-301 1349 $2,335 Available Now 01-401 1349 $2,315 Available Now 02-101 1349 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Price Range
- $2,305 - $2,335
Rent Pricing
- $2,305 - $2,335
Unit 01-301 Rent and Fees
Price
- $2,305
Model Rent and Fees
Price
- $2,305 - $2,335
Unit 01-401 Rent and Fees
Price
- $2,335
Model Rent and Fees
Price
- $2,305 - $2,335
Unit 02-101 Rent and Fees
Price
- $2,315
Model Rent and Fees
Price
- $2,305 - $2,335
Apartment Model: C1From $2,3053 Bedroom, 2 Bath, 1349 sq ftAvailable NowC1 - Floorplan 1 Apartment Unit: 01-301Apartment Model: C1$2,3053 Bedroom, 2 Bath, 1349 sq ftAvailable NowApartment Unit: 01-401Apartment Model: C1$2,3353 Bedroom, 2 Bath, 1349 sq ftAvailable NowApartment Unit: 02-101Apartment Model: C1$2,3153 Bedroom, 2 Bath, 1349 sq ftAvailable Now
Schedule a Tour
Property Information
- 314 Units
- 3 Stories
- Built in 2023
- View Property Website
Lease Terms
- 12
Pet Policy - Cats and Dogs
- $25 Monthly Pet Rent
- 2 Pet Limit
- $350 Fee
- Dogs & Cats Welcome
- No Aggressive Breeds
Parking Fees & Info
Parking Other
- Other
3D Tours
Features and Amenities
On-Site Services
- Car Charging Station
Community Features
- Clubhouse
Recreation and Fitness
- Fitness Center
- Spa
- Pool
Interior Features
- Balcony
- Ceiling Fans
- Washer/Dryer
- Air Conditioning
Kitchen Amenities
- Stainless Steel Appliances
- Kitchen
Living Area Features
- Walk In Closets
- Dining Room
Outdoor Features
- Lawn

Map
- Shopping
- Colleges
- Grocery
- Medical
- Parks
- Transportation

Map
Hours and Contact Info
Monday | 9:00 am–6:00 pm |
Tuesday | 9:00 am–6:00 pm |
Wednesday | 9:00 am–6:00 pm |
Thursday | 9:00 am–6:00 pm |
Friday | 9:00 am–6:00 pm |
Saturday | 10:00 am–5:00 pm |
Sunday | 1:00 pm–5:00 pm |
Getting Around
Walk Score®
10 / 100
Car-Dependent
Almost all errands require a car
Bike Score®
23 / 100
Somewhat Bikeable
Minimal bike infrastructure
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
- Walk Score® measures the walkability of any address.
- Transit Score® measures access to public transit.
- Bike Score® measures the bikeability of any address.
Frequently Asked Questions about The Banks at Mt. Holly Apartments
Where is The Banks at Mt. Holly Apartments located?
The Banks at Mt. Holly Apartments is located at 63 Caldwell Dr, Belmont, NC
What is the current rent range at The Banks at Mt. Holly Apartments?
1 Bedroom to 3 Bedroom Apartments at The Banks at Mt. Holly Apartments currently range from $1,485 to $2,375
When is the leasing office open?
- The office Hours for The Banks at Mt. Holly Apartments are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–5:00 pm
- Sunday 1:00 pm–5:00 pm
Are pets allowed?
Yes. Pets are allowed at The Banks at Mt. Holly Apartments. Call us today for info on moving here with your pet.
Are there any rent specials?
The current rent special at The Banks at Mt. Holly Apartments is: Lease Today and Receive up to 8-weeks FREE on Select Floorplans. Contact our leasing office today! *Restrictions apply..
Renters Reviews and Ratings
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 19, 2025I recently moved into the Banks Apartments and so far it has exceeded my expectations and is a wonderful place to call home! The move in process was straightforward and convenient, and the apartments are well thought out and extremely spacious, even for a 1bdrm. You also can’t beat living next to the river!Property Manager Responded
March 19, 2025Hi! I am glad to hear that we have been able to exceed your expectations. We are grateful for your feedback and to have you as a resident!
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 17, 2025Great location and amenities! Close to the interstate and the Catawba river. Beautiful skyline and views from everywhere in the complex. Pets allowed also!Property Manager Responded
March 19, 2025Thank you for your feedback, we are glad that you are enjoying the location and amenities. We are happy to have you as a resident!
Review from Apartments.com
From Texas to Belmont
March 13, 2025The application process was smooth and painless. Management (Destiny) went above and beyond answering all my questions by providing information and assistance from start to finish. We are excited to be apart of the community.Property Manager Responded
March 17, 2025Thank you for sharing your positive experience with our application process and Destiny's assistance. We're excited to welcome you to our community!
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 11, 2025Pros: ? Straightforward Application – The online application process is simple and easy to complete. ? Responsive Leasing Office – Staff is generally helpful in answering questions and guiding applicants. ? Tour Availability – Offers flexible scheduling for in-person or virtual tours. Cons: ? Application Fees – Non-refundable fees can be high, even if the application is denied. Overall: The apartments, leasing staff, and leasing process made for a very positive experience.Property Manager Responded
March 17, 2025Thank you for your detailed feedback! We're glad to hear you had a positive experience with our application process and leasing staff. We appreciate your input on the application fees and will take it into consideration.
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 10, 2025I love the banks apartments! Love the location and it’s amenities plus our monthly residents appreciation. It’s peaceful and we love this small tuck in communityProperty Manager Responded
March 17, 2025Thank you for your wonderful review! We're delighted to hear you love the location, amenities, and the peaceful community at The Banks Apartments.
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 10, 2025Living here is great, is very private but close to main things like grocery stores, restaurants, banks, gas stations and even a park. Is very peaceful and close to the lake, amenities are good and the service and staff are always of help in a very fast manner.Property Manager Responded
March 17, 2025Thank you for sharing your positive experience! We're delighted to hear you enjoy the privacy, convenient location, and our helpful staff and amenities at The Banks.
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 8, 2025The apartments themselves are nice but communication from management could be improved. Updates on the (cancelled?) access to the river as well as transparency on the efforts to make the package room work (it has improved so thank you for that) are welcome. Customer service when reaching out to management could use some improvement. Apartment's inability to take extra payments at least up to a person's monthly rent makes financial planning difficult (current limit is $300) and the service they ...have partnered with to offer flexible rent payments is ridiculous. Why should people have to pay extra to make payments that fit their schedule? Payments are charged monthly at 12 times a year, yet most workers in the US are paid bi-weekly 26 times a year.Property Manager Responded
March 10, 2025Thank you so much for your feedback. We strive to do our best with communication with the community, and we will continue to work harder to improve our feedback and improve on our customer service. Please feel free to email the community manager directly at thebanks.mgr@ram-mgt.com with any issues I can address directly. We are happy to hear that you appreciate our efforts to make the package room an easier process. In terms of the canceled river access, unfortunately this is handeled above site level but we are hoping to share updates regarding the dock within the coming months to the entire community. Lastly, for online payments, we use third party systems for rent payments, or flexible payments using flex. Unfortunatrly both are out of our control since they are third party systems with their own guidelines. You are always welcomed to bring your rent payment into the office using a check, if this is an easier process for you. We value your feedback, and appreciate having you as a ...resident!
Read MoreReview from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 8, 2025Quiet neighbors, great gym, pool, community center. Activities each month. Great staff available to answer questions and they are helpful with any concerns. Apartment complex is safe, well lit, no concerns for safety and police officer lives on site.Property Manager Responded
March 10, 2025Thank you for highlighting the quiet environment, amenities, and our dedicated staff at The Banks. We're glad to hear you feel safe and enjoy the community activities!
Property Manager Responded
March 10, 2025Thank you for your feedback, we are happy to hear that you are enjoying our community as well as the amenities. We are grateful to have you as a resident here at The Banks!
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 5, 2025I think I made the best decision for me and my son, It is a very quiet place! My son and I enjoy going to the pool, gym and walking around the community! We Love it !Property Manager Responded
March 6, 2025Thank you for your feedback about the community, we are happy to hear that you and your son are enjoying the amenities and the community. We appreciate having you as a resident!
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
March 1, 2025From beginning to end, Destiny and the manager Tyler were a pleasure to work with and made it so easy!!!! Love my new place and will recommend many to this property!Property Manager Responded
March 3, 2025Thank you for sharing your positive experience with Destiny and Tyler! We're delighted to hear you love your new place and appreciate your recommendations.
Property Manager Responded
March 6, 2025Thank you so much for your kind words about the community. I am glad that Destiny, and myself were able to make your move-in experience a happy one! We are happy to have you apart of our community.
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
February 26, 2025Destiny has been wonderful from the beginning. I love living here! It is quiet but close to anything you may need. The roomy apartment is perfect for me!Property Manager Responded
February 27, 2025Thank you for your kind words about Destiny and our community! We are glad you are enjoying your new home!
Review from Apartments.com
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
February 26, 2025My experience has been fine I love the complex design, seclusion from everything, the dog park, and the people are friendly my only issue is people don't pick up after there dog as they should.Property Manager Responded
February 26, 2025Thank you for sharing your feedback on the community, and we are glad you enjoy the complex and amenities. We also appreciate your feedback regarding the dog clean up, and this is something we are currently working on. We appreciate having you as a resident!
Review from Apartments.com
Nearby Schools
Belmont Middle
Catawba Heights Elementary
South Point High
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from The Banks at Mt. Holly Apartments.
Arts Museums and Landmarks
Big Box and Retail
Colleges and Universities
Groceries
Hospitals
Military Bases
Parks and Recreation
The Banks at Mt. Holly Apartments has 1 park within 11.2 miles, including Charlotte Nature Museum.
Restaurants and Dining
Shopping Centers
The Banks at Mt. Holly Apartments has 5 shopping centers within 1.5 miles.
Transit Stations
Nearby Neighborhoods
Rental Price Ranges in the Area
Bedroom | Average Rent | Cheapest Rent | Highest Rent |
---|---|---|---|
Belmont Studio Apartments | $1,237 | $1,222 | $1,252 |
Belmont 1 Bedroom Apartments | $1,551 | $1,100 | $3,444 |
Belmont 2 Bedroom Apartments | $1,889 | $1,295 | $4,833 |
Belmont 3 Bedroom Apartments | $2,075 | $1,775 | $2,335 |
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