1 Bedroom Apartments for Rent in Panama City, FL (88 Rentals)

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Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

property at 5707 Lake Dr

5707 Lake Dr

Panama CityFL32404
property at 3025 State Ave

3025 State Ave

Panama CityFL32405
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5802 Sr-22
1 Bedroom Apartments

5802 Sr-22

5802 Sr-22Panama City, FL 32404
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5707 Lake Dr
1 Bedroom Apartments

5707 Lake Dr

5707 Lake DrPanama City, FL 32404
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3519 E 1st Ct
1 Bedroom Apartments

3519 E 1st Ct

3519 E 1st CtPanama City, FL 32401

Know Your Rights - How Discrimination Laws Impact Landlords and Tenants

Read our practical guide to landlord and tenant rights. Understand protected classes, reasonable accommodations, and legal exceptions to prevent housing discrimination.

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The Arbors @ 15th
1 Bedroom Apartments

The Arbors @ 15th

265 W 15th StPanama City, FL 32401
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The Arbours
1 Bedroom Apartments

The Arbours

727 W 11th StPanama City, FL 32401
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Westshore Palms
1 Bedroom Apartments

Westshore Palms

4141 E 15th StPanama City, FL 32404
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Westwood Village
1 Bedroom Apartments

Westwood Village

2203 Beck AvePanama City, FL 32405
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Sand Dunes Apartments
1 Bedroom Apartments

Sand Dunes Apartments

8011 Front Beach RdPanama City, FL 32407
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Comet Villa Apartments
1 Bedroom Apartments

Comet Villa Apartments

132-138 N Comet AvePanama City, FL 32404
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Edgewood Apartments
1 Bedroom Apartments

Edgewood Apartments

3325 W 23rd StPanama City, FL 32405
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Whispering Pines
1 Bedroom Apartments

Whispering Pines

3702 E 8th CtPanama City, FL 32401
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Southview Estates
1 Bedroom Apartments

Southview Estates

739 Detroit AvePanama City, FL 32401
Senior Living
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261 N Tyndall Pky
1 Bedroom Apartments

261 N Tyndall Pky

261 N Tyndall PkyPanama City, FL 32404
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My Place Apartments
1 Bedroom Apartments

My Place Apartments

801 W 13th StPanama City, FL 32401
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Calloway Manor
1 Bedroom Apartments

Calloway Manor

5807 Butler DrPanama City, FL 32404

Panama City, FL Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Panama City 1 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: May 19, 2025

There are currently 101 available 1 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $825 to $1,742. Heres is today's list of the top neighborhoods in Panama City with the most available 1 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Pretty Bayou39$1,434$1,135
SweetBay35$1,435$1,135
Downtown Panama City26$1,510$1,095
St Andrews1$825$825

Largest Available Panama City 1 Bedroom Apartments

The largest available 1 Bedroom apartment unit in Panama City, FL is found at Arbor Trace Apartment Homes in the SweetBay neighborhood and is 1,150 square feet priced from $1,410. Arbor Landing Mill Bayou has the second largest 1 Bedroom, which is sized at 1,042 square feet and currently listed start at $1,410. Here is today’s list of the largest available 1 Bedroom units in Panama City:

Apartment ListingModel NameSquare FootagePriced From
Arbor Trace Apartment HomesSugar Maple1,150 Sq Ft$1,410
Arbor Landing Mill BayouThe Honeysuckle1,042 Sq Ft$1,410
Arbor Crossing at Mill BayouThe Cattail1,042 Sq Ft$1,495
Waterstone at JenksThe Sapphire983 Sq Ft$1,299
Eagles Landing Luxury Apartment HomesThe Hummingbird923 Sq Ft$1,359
Stanford Pointe1bd/1ba Phase II907 Sq Ft$1,510
The Reserve at Northshore1 Bedroom B878 Sq Ft$1,275
The Kelly at 23rd Luxury ApartmentsA2816 Sq Ft$1,530
Tyndall Pointe Luxury Townhomes1 Bed 1 Bath Unit800 Sq Ft$1,195

Cheapest Available Panama City 1 Bedroom Apartments

As of May 19, 2025 the lowest priced 1 Bedroom apartment unit in Panama City, FL is the 1 Bed/1 Bath Model starting from $1,050 at Cottages by the Bay . The second most affordable Panama City 1 Bedroom is the A1 Model at Turtle Lake starting at $1,152 in the Pretty Bayou neighborhood. The average price for all 1 Bedroom apartments in Panama City is currently $1,477. Here is today’s list of the cheapest available 1 Bedroom options in Panama City:

Apartment ListingModel NamePriced From
Cottages by the Bay1 Bed/1 Bath$1,050
Turtle LakeA1$1,152
Tyndall Pointe Luxury Townhomes1 Bed 1 Bath Unit$1,195
Spyglass Apartments1 bedroom$1,195
Westshore PalmsA1$1,199
Westwood VillageA1$1,230
10X Panama City BeachA2e$1,274
Bay Front Apartments1 Bed, 1 Bath$1,275
The Reserve at Northshore1 Bedroom B$1,275
Waterstone at JenksThe Sapphire$1,299

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

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Getting Around Panama City, FL

Walk Score®

40 / 100

Car-Dependent

Most errands require a car

Bike Score®

46 / 100

Somewhat Bikeable

Minimal bike infrastructure

Transit Score®

12 / 100

Minimal Transit

It may be possible to get on a bus

Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about 1 Bedroom Panama City Apartments

    How much is the average rent for a 1 Bedroom Panama City Apartment?

    The average rent for a 1 Bedroom Apartment in Panama City is $1,477.

    What is the largest available 1 Bedroom Panama City Apartment for rent?

    Today's apartment with the most square footage in Panama City is a 1,150 square feet unit starting from $1,410 at Arbor Trace Apartment Homes.

    What is the average size for Panama City 1 Bedroom Apartments for rent?

    The average size for a 1 Bedroom rental in Panama City is currently 565 sq ft.

    Expert Rental Resources

    Helpful Apartment Articles, How-To's and Tips

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    decorative image for Know Your Budget: Calculating What You Can Realistically Afford When Renting article

    Know Your Budget: Calculating What You Can Realistically Afford When Renting

    Written by: Lauren Harrington

    Renting an apartment or house isn’t just about looking through online ads, choosing a few apartments or homes you want to tour, filling out an application, and putting down a deposit. Those things are all necessary and important.

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    The Freedom of Short-Term Leases: Exploring the Advantages for Renters

    Written by: Bobbi Jackson

    If you’re looking to relocate right now, a popular solution that may best fit your current rental needs is a short-term lease.

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    Navigating the Rental Market: Tips for First-Time Renters

    Written by: Sandy Baker

    Making the decision to rent is exciting and terrifying at the same time. For many people, there are a lot of unknowns.

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    Rise of Digital Nomads: Remote Work Tips for Apartment Renters

    Written by: Brandie Parton

    As a digital nomad, you no longer call a set address or office building your home for eight hours of the day or more.